Skip to content
Financial Blind Spots Assessment

Comprehensive Wealth Assessment

Discovering Your Financial Blind Spots

Why Blind Spots Are Expensive

Quick Answer: Financial blind spots are expensive problems or missed opportunities that entrepreneurs cannot see because advisors working in isolation each optimize their narrow domain without comprehensive coordination. Most common blind spots include: uncoordinated tax strategies creating conflicts, estate plans contradicting business agreements, insurance gaps despite adequate coverage in other areas, entity structures unchanged despite 10x business growth, and business value drivers neglected while focusing on investments.

Comprehensive wealth assessments evaluating all eight financial dimensions typically discover $200K-$2M in annual optimization opportunities, avoided disasters, or enhanced outcomes that isolated specialists miss. The assessment ROI averages 5-15x in the first year through combination of immediate tax savings, corrected planning errors, and strategic repositioning.

Financial Blind Spots

Most Common Financial Blind Spots

These expensive problems hide in plain sight:

Tax Blind Spots

Uncoordinated Tax Strategies

CPA and investment advisor implementing conflicting tax strategies. Business generating passive losses investment advisor doesn't know exist. Retirement plan sub-optimization because each advisor assumes other addressed it. Cost: $50K-$300K annually in missed savings.

Estate Blind Spots

Estate Plan Contradictions

Estate documents conflict with business buy-sell agreements. Life insurance trusts drafted but never funded. Beneficiary designations outdated or contradicting will provisions. Cost: $1M-$5M+ in estate tax disasters or family conflicts.

Entity Blind Spots

Stale Entity Structures

Business entity formed when revenue was $500K, never reviewed despite growth to $8M. Suboptimal structure costing $75K-$200K annually in excess taxes or missing liability protection as business risk profile changed. Cost: $75K-$200K annual tax waste.

Value Blind Spots

Neglected Business Value Drivers

Focus on investment returns while business value drivers deteriorate. Owner dependency, customer concentration, lack of systems documentation suppressing valuation multiple 1-2x below potential. Cost: $2M-$5M+ in reduced exit proceeds.

The Comprehensive Assessment Process

How we discover blind spots your isolated advisors miss:

1

Document Review

Collect and review all financial documents: tax returns (3 years), entity documents, estate plan, insurance policies, investment statements, business financial statements, advisor agreements. Cross-reference for conflicts, gaps, outdated provisions.

2

Advisor Interviews

Interview each advisor separately to understand their strategies and assumptions. Identify what each advisor thinks another is handling. Document conflicts between advisors' recommendations. Reveal coordination gaps creating blind spots.

3

8-Dimension Scoring

Score all eight wealth dimensions 1-10. Identify critical weaknesses (1-4), adequate areas (5-7), and strengths (8-10). Quantify annual cost of each weakness. Prioritize improvements by ROI potential.

4

Comprehensive Report

Deliver written assessment with: findings across all dimensions, specific blind spots discovered with quantified costs, prioritized recommendations with projected value, coordinated implementation roadmap. Typically 40-60 page report with actionable next steps.

What Comprehensive Assessments Typically Reveal

Based on 100+ entrepreneur assessments, common findings include:

Tax and Entity Findings (80% of Assessments)

  • Suboptimal S-Corp salary ratios (too high or too low)
  • Retirement plan sub-optimization ($100K-$350K missed opportunities)
  • Entity structure stale or inappropriate for current size
  • No coordination between business and investment taxes
  • Average value identified: $150K-$400K annually

Estate and Succession Findings (60% of Assessments)

  • Estate plans 5+ years outdated
  • Life insurance trusts drafted but never funded
  • Buy-sell agreements conflicting with estate documents
  • No business succession plan despite approaching retirement
  • Average value identified: $500K-$3M+ avoided disasters

Business Value Findings (70% of Assessments)

  • Critical value driver weaknesses (owner dependency, customer concentration)
  • No systematic preparation for eventual exit
  • Missing $1M-$5M in potential exit value
  • Average value identified: $1.5M-$4M+ in enhanced valuation

Insurance and Protection Findings (50% of Assessments)

  • Liability coverage far below net worth
  • Critical coverage gaps despite adequate spend
  • Overlapping policies creating redundant costs
  • Average value identified: $50K-$200K in optimization

Total Value Discovery

Average comprehensive assessment finds: $200K-$2M+ in annual optimization opportunities, $500K-$5M in avoided disasters through corrected planning errors, 4-15x ROI in first year of implementation.

Assessment Findings

How do the wealthiest families
manage and grow their wealth?

The secret weapon is the family office, a smart system designed to handle every part of wealth with care, skill, and a plan. Schedule an assessment to evaluate your current protection across entity structures, insurance coverage, and legal strategies. We'll identify specific gaps, quantify exposure, and develop an implementation roadmap for comprehensive protection appropriate to your risk profile.

Take control of your financial future. Use our free Wealth Waste Calculator to uncover how much money you might be leaving on the table.

Calculate & Schedule Consultation

Disclosure

Dew Wealth Management, LLC ("Dew Wealth") is an SEC-registered investment adviser located in Scottsdale, Arizona. Registration does not imply a certain level of skill or training. The information provided in this material is for general informational and educational purposes only and should not be construed as personalized investment, tax, or legal advice. All investing involves risk, including the potential loss of principal.

This material contains the opinions of Dew Wealth, and such opinions are subject to change without notice. This material has been distributed for informational purposes only and should not be considered as investment advice or a recommendation of any particular security, strategy, or investment product.

Client testimonials may not be representative of the experience of other clients and are not indicative of future performance or success. The individuals providing testimonials were not compensated for their statements. Results depicted in client testimonials may vary from client to client based on their specific circumstances, and there are no guarantees that any client will achieve similar results. Testimonials were provided by current clients of Dew Wealth.

References to "Advanced tax strategies," "billionaire models," "family office approaches," and other similar terms are general descriptions and are not guarantees of specific outcomes. Tax strategies that may be appropriate for one individual may not be appropriate for another, and all strategies are subject to changes in tax laws and regulations. Dew Wealth is not a law firm or accounting firm, and no portion of this content should be interpreted as legal, accounting, or tax advice.

Fractional Family Office® and Wealth Waste Calculator® are registered trademarks of Dew Wealth Management, LLC. The term "Making Rich Real™" is also a registered trademark of Dew Wealth Management, LLC.

Alternative investments mentioned in this material involve higher fees, limited liquidity, and may lack transparency compared to traditional investments. They may not be suitable for all investors and could involve a high degree of risk.

Past performance is not indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product will be profitable or equal any historical performance levels.

Dew Wealth may only transact business in those states in which it is notice-filed or qualifies for an exemption or exclusion from notice-filing requirements. For information regarding the registration status of Dew Wealth and its professionals, please see the SEC's Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov.

For full details about our services, fees, and other important information, please review our Form ADV Part 2A, which is available on the SEC's website or by request from our office. Our Relationship Summary (Form CRS) is also available on request.

By accessing, using, or receiving this Document, the Recipient acknowledges and agrees to be bound by the terms and conditions outlined at DewWealth.com/IP.