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The Entrepreneur's
Time-Energy Shield

Discover how to protect your most valuable resources 
for greater freedom and wealth

How a Fractional Family Office® Protects Your Time & Wealth 

As a seven to nine-figure entrepreneur, you've mastered the art of building successful businesses. You've scaled revenue, built teams, and created significant value in the marketplace. Yet despite your professional success, you might find yourself trapped in what we call the "Entrepreneurial Hamster Wheel"—working longer hours than your employees, sacrificing weekends, and discovering that your personal wealth building isn't matching the trajectory of your business success.

The truth is stark: your time and energy are the most precious and finite resources you possess. Unlike money, which you can earn back, every minute spent on low-value activities is gone forever. This fundamental reality is why many successful entrepreneurs feel increasingly time-poor even as they become financially wealthy.

Every seven to nine figure entrepreneur can now get a Time-Energy Shield by working with a Fractional Family Office®—a strategy used by the ultra-wealthy but now accessible to seven-figure and up entrepreneurs. 

image of people reviewing data on a computer

Understanding the Entrepreneur's
Time-Energy Paradox

The entrepreneurial journey often begins with scrappy self-reliance—doing everything yourself, wearing multiple hats, and taking pride in your ability to figure things out. This approach works brilliantly in the early stages of building a business. However, as you cross the seven-figure revenue threshold, this same self-reliance can become your biggest obstacle to building lasting wealth.

Many successful entrepreneurs find themselves in a paradoxical situation: their business is thriving, but their personal time and energy are constantly depleted. The financial rewards are coming in, but the freedom that wealth should provide remains elusive.

Why Time & Energy Are Your Most Finite Resources

Time is fundamentally non-renewable. Each of us has exactly 24 hours per day, regardless of our wealth or success. Unlike other resources, you cannot manufacture more time. You can only reallocate how you use it.

Energy follows a similar pattern. While you can optimize your physical and mental energy through health practices, there are hard biological limits to how much high-quality focus and decision-making capacity you possess each day. Research consistently shows that decision fatigue and cognitive overload impact even the most disciplined entrepreneurs.

photo of a man reading a financial report
 
Cole Gordan (2)
"I've just never found somebody who, I, to be completely candid, was so honest and just has provided such a great service... not just Jim is amazing, but also his account managers that manage your account are some of the most knowledgeable account managers that I've worked with in any sort of service that we've ever bought."
Cole Gordon, CEO of eight figure Closers.IO
Unpaid client testimonial

 The Hidden Tax of Being the Center of Your Wealth Wheel

Most entrepreneurs find themselves at the center of what we call a "wealth wheel"—surrounded by disconnected financial professionals who rarely communicate with each other. Your CPA, financial advisor, insurance agent, and attorney may all be competent individually, but they operate in silos, forcing you to become the de facto coordinator of your wealth-building strategy.

This creates an invisible tax on your time and energy in three critical ways:

Coordination Burden

You spend countless hours relaying information between professionals who should be working together.

Knowledge Gap

You're forced to become knowledgeable in complex fields outside your expertise, from tax law to estate planning.

Decision Overload

Every wealth-building decision ultimately falls to you, creating cognitive burden even when you have good advice.

As Pete Vargas, a successful entrepreneur, shares:

"I have a peace of mind around my finances, my insurance, my assets protection, my taxes and all of that stuff because they're constantly working on my behalf."

This peace of mind represents the elimination of the hidden tax that comes from being the center of your wealth wheel.

 

The True Cost of DIY
Wealth Management

The DIY approach to wealth management might appear cost-effective on the surface. After all, you're not paying management fees or professional retainers. But this perspective fundamentally misunderstands the economics of your time as a high-performing entrepreneur.

Real Value: The Golden Formula
To understand the true cost of DIY wealth management, you must first accurately calculate the value of your time. Here's the Golden Formula that billionaires use to make these calculations:

  1. Determine your revenue responsibility: What is the annual revenue you're directly responsible for generating in your business?
  2. Calculate your working hours: How many hours do you work annually? (Typically 2,000-2,500 hours for a full-time entrepreneur)
  3. Divide revenue by hours: This gives you your effective hourly rate

For example, if you run a $5 million business and work approximately 2,500 hours annually, your effective hourly rate is $2,000 per hour. This means every hour you spend on tasks outside your zone of genius is effectively costing your business $2,000 in opportunity cost.

a women taking notes about her budget
Nick Daniel Cropped-1
"I don't know how I got by without working with them for this long. Frankly, now that I'm looking back, I'm kind of kicking myself... the investments we got, the guidance they've given us, the bad places they've kept us from, the bad traps they've kept us from walking into has just been fantastic."
Nick Daniel, CEO of nine-figure V Shred
Unpaid client testimonial

The 4X ROI Framework for Decision Making

Once you understand your hourly value, the next step is implementing the 4X ROI framework for decision-making. This simple but powerful rule states: If you can outsource a task for 25% or less of your hourly rate, you'll achieve at least a 4X return on your investment.

Using our previous example, an entrepreneur valued at $2,000 per hour should outsource any task that can be competently performed by someone else for $500 per hour or less. This creates a minimum 4X return on their time investment.

Practical Application:

  • Bookkeeping ($75-150/hour) = 13-26X ROI
  • Tax preparation and planning ($150-400/hour) = 5-13X ROI
  • Investment management ($200-500/hour) = 4-10X ROI
  • Administrative tasks ($25-75/hour) = 26-80X ROI
a man next to financial calculators reviewing tax documents

The "Dumb Tax":
What Mistakes Really Cost You

Beyond the opportunity cost of your time lies an even more expensive reality: the "dumb tax" paid by entrepreneurs who make preventable financial mistakes.

This tax manifests in several common ways:

Overpaying Actual Taxes

The average seven-figure entrepreneur overpays their taxes by $30,000-$150,000 annually simply due to reactive rather than proactive tax planning.

Sub-Optimal Investments

Making investment decisions without specialized knowledge or proper vetting leads to significantly lower returns over time.

Improper Asset Protection

Many successful entrepreneurs leave themselves vulnerable to lawsuits and creditors by failing to properly structure their assets.

Inefficient Insurance

Many entrepreneurs either over-insure in some areas, wasting money, while leaving dangerous gaps in coverage that expose them to significant financial risk.

These types of outcomes can be difficult to achieve for entrepreneurs handling their wealth management alone, as the specialized knowledge required demands significant time and resources to master.

Pace Morby
"Not only did I pay zero federal income taxes last year for all of my companies, I got money back, and he got me $3.5 million in carry forward for the coming year."
Pace Morby, a successful real estate entrepreneur
Unpaid client testimonial
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Projects, Pitches, & Professionals:
The Three Wealth-Building Time Traps

To build effective protection for your time and energy, you must first understand the three primary drains that prevent entrepreneurs from building wealth efficiently: projects, pitches, and professionals.

Endless Projects: Why You're Always the Bottleneck

As your wealth grows, so does the number of wealth-related projects demanding your attention.

These might include:

  • Reviewing legal documents for asset protection
  • Researching investment opportunities
  • Evaluating tax strategies
  • Managing property acquisitions
  • Coordinating estate planning

Each project requires not just your attention but your decision-making capacity. Even with competent support, you become the bottleneck as every decision ultimately falls to you.

A Fractional Family Office® eliminates this bottleneck by handling the execution of these projects, bringing you in only for the high-level strategic decisions that truly require your input.

two people discussing work at their offices

Constant Pitches: Filtering the Noise from Opportunity

Success attracts opportunity, but it also attracts an overwhelming volume of pitches. Friends, family, and associates constantly approach wealthy entrepreneurs with investment opportunities, business ventures, and charitable causes.

Each pitch requires significant time and energy to evaluate, yet the vast majority aren't worth pursuing. Without a system to filter these opportunities, entrepreneurs waste countless hours on evaluation or make poor decisions due to personal relationships rather than sound economics.

A Fractional Family Office® acts as your first line of defense, professionally vetting opportunities without the emotional complications of personal relationships.

Managing Professionals: The Hidden Administration Burden

Even entrepreneurs who delegate their wealth management face a significant hidden burden: managing the professionals they've hired. This includes:

  • Scheduling and preparing for meetings
  • Gathering and organizing document
  • Following up on action items
  • Resolving conflicts between different advisors' recommendations
  • Ensuring deadlines are met

The administrative load of managing a team of financial professionals can easily consume 5-10 hours of your time weekly—representing an opportunity cost of $500,000+ annually for our example entrepreneur valued at $2,000 per hour.

KK-1
"I no longer have to be the bad guy. You know, when friends or family members ask me to invest in their thing, I say, 'Oh yeah, great, just pass that on to my team, talk to them and they'll make sure they get it vetted.' And whaddya know, most of those conversations die right there."
Keala Kanae, a successful entrepreneur
Unpaid client testimonial

The Fractional Family Office® Solution

The Time-Energy Shield isn't just a concept—it's a practical system implemented through a Fractional Family Office® approach that protects entrepreneurs from the three wealth-building time traps we've discussed.

Creating Your Time-Energy Shield in Practice

A Fractional Family Office® creates your Time-Energy Shield through three core functions:

 

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Centralized Coordination

All financial professionals work together as a coordinated team, eliminating the need for you to serve as the go-between.

icon of 3 profiles with neck ties on

Proactive Management

Instead of reacting to financial events, your team anticipates needs and implements strategies before problems arise.

icon of a profile of a head, with gears inside

Decision 
Filtration

Only truly important decisions reach you, with clear options and recommendations that make decision-making efficient.

In practice, this means you'll have a primary advisor who serves as your "quarterback," coordinating specialists in taxes, investments, insurance, estate planning, and other areas. This advisor ensures everyone works toward a cohesive strategy built around your specific goals.

Mike A
"They've been incredible and helping me not only analyze opportunities that I've gotten in my business and in my personal life to be able to invest and grow, but also, they've been able to help me find opportunities... they'll do all the work."
Mike Arce, a business owner who helps fitness studios grow
Unpaid client testimonial

How High-Performing Entrepreneurs
Leverage Their Time

High-performing entrepreneurs who implement a Time-Energy Shield typically experience three immediate benefits:

  1. Limited, strategic time investment: Rather than constant financial management, these entrepreneurs typically spend just 1-2 hours monthly on wealth-building activities, focused exclusively on high-level strategy and major decisions.
  2. Elimination of administrative burden: All document gathering, form filling, and follow-up is handled by their team.
  3. Decision support: When decisions are required, they receive clear, concise options with professional recommendations, dramatically reducing decision fatigue.
a man browsing his phone at a coffee shop
Jordan (1)
"The Dew Wealth team is they're both relational but as well as really results-oriented. And so I've found they have a high caliber team, they're friendly, they come alongside and listen to what we're aiming for. What our goals are monetarily, relationally, legacy and elements with our family where we are going and how can we have people in our corner to help us do that in a way that builds efficiencies."
Jordan Linscombe, Owner & Entrepreneur: Something New Brand of Companies
Unpaid client testimonial

Real Results: Time Regained & Wealth Amplified

The true measure of an effective Time-Energy Shield is visible in concrete outcomes. Entrepreneurs who implement this approach typically experience:

Time Savings

Reduce the amount of time spent on managing finances and wealth activities

Wealth Growth

Financial improvements through tax savings, improved investment returns, and risk reduction

Reduced Stress

Potential stress reduction when it comes to financial decision-making

Increased Focus

Ability to increase focus on high-value business activities that drive revenue and growth

Frequently Asked Questions

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How is a Fractional Family Office® different from just having a financial advisor?

A traditional financial advisor typically focuses primarily on investment management. A Fractional Family Office® provides comprehensive coordination across all aspects of your financial life, including tax planning, asset protection, estate planning, insurance optimization, exit planning and investment management. The key difference is the integrated approach and focus on implementation, not just advice.

 

What level of wealth do I need to benefit from a Time-Energy Shield approach?

While traditional family offices typically require $200 million+ in assets, a Fractional Family Office® is designed for entrepreneurs with annual business revenue starting at $1 million and up to nine figures. The approach is scaled appropriately to match your wealth level while providing the same fundamental benefits.

 

How much time will I still need to dedicate to wealth management with this approach?

Most entrepreneurs using a Fractional Family Office® approach spend approximately 1-2 hours weekly on wealth management, primarily focused on high-level strategy and major decisions. Compare this to the 5-15 hours weekly that many entrepreneurs spend attempting to manage everything themselves.

 

Will I lose control of my financial decisions with a Time-Energy Shield?

Absolutely not. The purpose of the Time-Energy Shield is not to take control away from you but to give you better information and implementation support for your decisions. You remain the ultimate decision-maker, but with professional recommendations and efficient execution.

 

How quickly can I expect to see results from implementing a Time-Energy Shield?

Most entrepreneurs experience immediate time savings within the first month. Of course, results vary based on your specific situation.

 

Next Steps:
Implementing Your Time-Energy Shield

If you're ready to protect your most valuable resources—your time and energy—while accelerating your wealth building, here are the practical next steps:

1
Calculate your true hourly value using the Golden Formula we discussed earlier
2
Track your weekly time spent on financial tasks to identify wealth management drains
3
Calculate the potential ROI of a Fractional Family Office® approach based on your analysis
4
Consult with wealth specialists to see how a Time-Energy Shield fits your specific situation

The entrepreneurs who build significant wealth aren't necessarily the ones who make the most money—they're the ones who protect their time and energy, allowing them to focus on what they do best while professionals handle the rest. Calculate how much wealth you might be leaving on the table with our Wealth Waste Calculator. Get your personalized report in just five minutes.

Disclosure

Dew Wealth Management, LLC ("Dew Wealth") is an SEC-registered investment adviser located in Scottsdale, Arizona. Registration does not imply a certain level of skill or training. The information provided in this material is for general informational and educational purposes only and should not be construed as personalized investment, tax, or legal advice. All investing involves risk, including the potential loss of principal.

The "Fractional Family Office®" is a registered trademark and service offering of Dew Wealth. Testimonials presented are from current clients who did not receive compensation for their statements. These testimonials may not be representative of the experience of all clients, and do not provide a guarantee of future performance or success. The specific experiences shared reflect those clients' unique circumstances and should not be interpreted as an indication of future results.

Any discussion of potential benefits, tax strategies, time savings, or wealth enhancement represents typical results based on the experience of existing clients and should not be viewed as a guarantee. Individual results can and will vary significantly based upon numerous factors, including but not limited to: your specific financial situation, tax bracket, risk tolerance, goals, time horizon, and implementation of recommendations. References to tax savings are for illustrative purposes only and are not intended to suggest a specific tax outcome. Dew Wealth does not provide tax, legal, or accounting advice. Clients should consult with qualified tax, legal, and accounting professionals regarding their specific situation.

The "Time-Energy Shield," "Wealth Waste Calculator®," "4X ROI Framework," and "Golden Formula" are educational concepts and proprietary analytical frameworks developed by Dew Wealth to illustrate potential time and resource allocation strategies. These are not scientific or economic formulas that guarantee specific outcomes.

We calculate the hourly value examples for illustrative purposes only. Actual value will vary based on numerous factors specific to each entrepreneur and business.

Past performance is not indicative of future results. All investing involves risk, including the potential loss of principal. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment strategy will be profitable or suitable for a specific investor's financial situation.

By accessing, using, or receiving this Document, the Recipient acknowledges and agrees to be bound by the terms and conditions outlined at DewWealth.com/IP.