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Wealth Builder

Dew Wealth's Wealth Builder program designed for entrepreneurs, providing core tax planning, basic asset protection, investment management, and estate plan foundation at a fixed monthly fee.

Service Source: Billionaire Wealth Strategies Verified: 2026-04-07

Overview

Wealth Builder is Dew Wealth's foundational wealth management program. It is designed for entrepreneurs who have crossed the million-dollar income threshold and recognized that business success alone does not create personal wealth. These entrepreneurs are ready to move beyond the Ostrich or Juggler quadrant of the Wealth Mastery Matrix but may not yet need the full complexity of advanced wealth management.

The tier delivers the foundational elements of coordinated wealth management: tax planning that captures the most impactful savings, asset protection that covers the highest-priority exposures, investment management that follows the Two Bucket Approach, and an estate plan that establishes the legal foundation for wealth transfer.

Like all Dew Wealth programs, Wealth Builder operates on a fixed monthly fee. There are no AUM percentages, no commissions, and no product sales. The Fee-Only Advisory Model ensures that every recommendation is made in the client's interest.

Who It's For

Wealth Builder is built for the entrepreneur earning between $1 million and $1.5 million annually who meets one or more of these criteria:

Currently has no coordinated wealth management strategy
Works with multiple advisors (CPA, attorney, insurance agent, investment advisor) who do not communicate
Has experienced a $1 Million Wake-Up Call and is ready to take action
Understands that the gap between earning and keeping is growing each year
Wants professional coordination but is earlier in the wealth accumulation curve

Most Wealth Builder clients are business owners in their 30s and 40s whose companies have reached a scale where the complexity of personal finances exceeds what can be managed casually. The business is generating strong income, but the personal financial architecture, tax strategy, entity structure, insurance coverage, and investment approach, has not kept pace.

What You Get

Core Tax Planning: The foundational strategies within the DEAPR Tax Planning Framework are implemented. This includes entity structure optimization for tax efficiency, retirement plan design (including cash balance plans and defined benefit structures where appropriate), and proactive quarterly tax planning to eliminate year-end surprises. Wealth Builder clients typically realize $100,000 to $300,000 in annual tax savings from strategies their existing CPA had not implemented.

Basic Asset Protection: The essential layers of the ILATE Asset Protection Framework are established. Insurance coverage is audited and gaps are closed. Entity structures are reviewed to ensure proper legal isolation between business and personal assets. The goal is to eliminate the most critical vulnerabilities first.

Investment Management: A disciplined investment strategy is implemented following the Two Bucket Approach. Bucket 2 (the diversified portfolio) is constructed with proper asset allocation, tax-efficient placement, and fee optimization. The approach is evidence-based and hands-off, designed to compound without requiring the entrepreneur's attention.

Estate Plan Foundation: Basic estate planning documents are established or updated: revocable living trust, powers of attorney, healthcare directives, and beneficiary designation alignment. This creates the legal infrastructure that more advanced planning (available in other Dew Wealth programs) will build upon.

Wealth Wheel Coordination: The central value proposition is coordination. A dedicated advisor ensures that tax strategy, asset protection, investments, and estate planning all work together. When one area changes, the others are reviewed and adjusted. This eliminates the Uncoordinated Advisors Problem that costs most entrepreneurs hundreds of thousands over time.

Frequently Asked Questions

How is Wealth Builder different from just having a financial advisor?

A traditional financial advisor manages investments. Wealth Builder coordinates your entire financial life: taxes, legal structures, insurance, estate planning, and investments. The advisor at the center of the [Wealth Wheel](/wiki/wealth-wheel) functions as the coordinator who ensures all your professionals are working from the same strategy. Most financial advisors do not review your tax returns, audit your insurance, or coordinate with your attorney.

What happens when my income grows beyond the Wealth Builder range?

As your income and complexity increase, you can transition to the [Wealth Accelerator](/wiki/wealth-accelerator) tier, which unlocks advanced tax strategies (full DEAPR), comprehensive asset protection (complete ILATE), and business value optimization through the EMPIRE framework. The transition is seamless because the foundational work done at the Wealth Builder level carries forward.

Why a fixed fee instead of an AUM percentage?

AUM-based fees create a conflict of interest: the advisor benefits from keeping more of your money under management, even when paying down debt, investing in your business, or purchasing real estate might be the better decision. Dew Wealth's [Fee-Only Advisory Model](/wiki/fee-only-advisory) charges a flat monthly fee so that every recommendation is based solely on what is best for your financial picture, not what generates the most revenue for the advisor.

Disclosure

Certain portions of this publication may contain a discussion of potential benefits and results as of a specific prior date. Due to various factors, including changing market conditions and regulations, such discussion may no longer be reflective of current potential benefits and/or results. Please remember that past performance may not be indicative of future results. Different types of investments and strategies involve varying degrees of risk, and there can be no assurance that any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Dew Wealth or any of its advisory representatives), or any non-investment-related services, will be suitable for your portfolio or individual situation, or prove successful.

The potential savings and benefits discussed represent typical results based on the experience of existing clients. Individual results can and will vary based upon a variety of factors, such as the client's investment and financial circumstances, tax bracket, current insurance policy terms and insurance needs, and overall objectives. Neither the scope nor nature of the firm's services should be construed as guarantees of a particular outcome. Dew Wealth Management, LLC ("Dew Wealth"), an SEC-registered investment adviser located in Scottsdale, Arizona, provides the Fractional Family Office services described herein. Registration is not an endorsement of the firm by securities regulators, nor is it an indication that the adviser has attained a particular level of skill or ability.

The content herein is intended to serve as informational material only and is intended exclusively for the use of the person named herein. If you are not the intended recipient, please refrain from further dissemination and return or destroy all copies of this material in your possession. This content is not representative of any particular client experience or outcome and is instead intended to provide general information regarding the potential time and money savings that could be experienced, based on various assumptions, inputs, and data sources. Among other things, the results of the calculators are derived from your inputs, and consequently, errors or omissions in entering your data into the calculator could result in materially inaccurate outputs. Dew Wealth does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party and included or relied upon herein and takes no responsibility for same. Client experiences and outcomes can and will vary from those reflected herein, and these informational outcomes should not be construed as a direct or indirect guarantee of similar future results.

Not all services will be necessary or appropriate for all clients, and the potential value and benefit of the adviser's services will vary based upon a variety of factors, such as the client's investment and financial circumstances, tax bracket, current insurance policy terms and insurance needs, and overall objectives. Clients are free to accept or reject any recommendations provided by the firm and may choose to implement accepted recommendations with the professional(s) of the client's choosing. The effectiveness and potential success of the adviser's services can depend on a variety of factors, including but not limited to the manner and timing of implementation, coordination with the client and the client's other engaged professionals, and market conditions.

Dew Wealth Management, LLC ("Dew Wealth") is neither a law firm nor an accounting firm and does not provide legal or tax advice. Website visitors and clients should consult an attorney or tax professional regarding their specific legal or tax situation. Dew Wealth is not an insurance agency, but certain Dew Wealth representatives maintain insurance licenses in their individual capacities to allow for consultation on insurance needs and products. Neither Dew Wealth nor any individual insurance agent associated with Dew Wealth receives commission-based compensation for insurance sales. Past performance does not guarantee future results. All investing comes with risk, including the risk of loss.

By accessing, using, or receiving this Document, the Recipient acknowledges and agrees to be bound by the terms and conditions outlined at DewWealth.com/IP.